Condo Insurance

Condo insurance can be complicated. It’s different than homeowners and renters insurance. When you purchase a condo, you typically become part of a condo association, which you will pay a monthly fee for. That fee goes towards the care of the common grounds of the complex. (You won’t have to mow the lawn, landscape or shovel snow.). It is important to note, your complex provides insurance for the exterior of the building only. All interior will be your responsibility in case of damage.This includes; furniture, electronics, and any other personal items.

Here are a few questions you may want to ask:

  • What does my complex insurance cover?
  • What do I personally need to insure to make sure all my valuables are protected?
  • What is the best protection possible?


Let the experts at Ribeiro DeSousa Insurance help with all your condo insurance needs and questions.

Babineau Insurance Agency

546 Electric Avenue
Fitchburg, MA 01420
Phone: (978) 345-4303
Fax: (978) 345-4349
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Monday-Friday: 8:30am - 5:00pm

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We are licensed in Massachusetts, Maine, New Hampshire, Rhode Island, Vermont, and Connecticut.