Antique Vehicle Insurance

We know how you treat your classic, what it means to you, and the lengths you’ll go to protect it. So we offer classic car insurance and other great resources just for drivers like you—people who love classics as much as we do. Here’s how we do it:

We cover all kinds of classic cars, trucks and other vehicles, including antiques autos, collector and vintage cars, some modified and newer vehicles (sometimes called “modern classics” or “future classics”), in addition to motorcycles and many different kinds of specialty vehicles. Qualification depends on usage, storage and driving record.

Classic car insurance offers some key benefits compared to daily driver or “regular“ insurance.

1. Lower Premiums

We understand your car is a prized passion and will be driven with great caution, so we adjust the premiums accordingly — 36% lower on average than daily driver insurance. With a daily driver insurance policy, your classic may be rated like a regular-use vehicle, and you’ll be charged as if you were driving the vehicle every day.

2. Guaranteed Value

More commonly known as “Agreed Value” coverage, it means you tell us the value of your classic and we’ll affirm that it’s a fair, accurate number. Then, we GUARANTEE that value will be paid to you in the event of a covered total loss. Regular car insurance carriers offer Actual Cash Value or Stated Value coverage, which may depreciate the value of your vehicle in the event of a claim, resulting in a smaller payout than you anticipate.

3. No Fixed Mileage

Our policy allows you flexible usage — with no fixed mileage limits. Even if you have full coverage through a regular car insurance carrier, there may be mileage and usage restrictions to control how and when your classic is driven.

Request A Quote

Babineau Insurance Agency

546 Electric Avenue
Fitchburg, MA 01420
Phone: (978) 345-4303
Fax: (978) 345-4349
eMail Us »

Hours

Monday-Friday: 8:30am - 5:00pm

Babineau Insurance Agency was voted “Best of the Best” in Fitchburg for 2019